Advantages of Solutions: Joint Product Development, Pricing, Risk Modeling, and Profit Split

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By Cooperating, FinTell Helps the Financial Institution Kick Start the Business and Build the Professional Team Tailored to Their Needs

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1、 Product Design: Design Products and Access Customers Using Fintell Precise Customer Profile

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· Create accurate profiling of customers based on device data

· Clearly define product parameters based on risk management analysis

2、 Customer Acquisition: Identify Potential Customers, Integrate Customer Acquisition Channels, and Improve Efficiency

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· Blend multiple digital traffic sources into one

· Optimize customer acquisition across multiple channels

3、 Loan Underwriting Risk Management:

Significantly Improve the Ability of Loan Underwriting
Risk Management Using FinTell Risk Models and Rules



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Performance Monitoring and Collections Risk Management:Improve the Ability of Risk

Detecting and Credit Limit Adjustments in Performance Monitoring, as well as the Efficiency of Collections

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· Establish a digital lending strategy with big data AI at the core

· Incorporate tools such credit underwriting, antifraud, long term risk scoring, address verification into a robust risk strategy


4、System Design: FinTell Builds and Optimizes the System Based on the Financial Institution’s IT Infrastructure

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Front End Mobile App

Through our experimentation and many iterations, we have come up with the optimal process flow and UX for our mobile front end loan apps. Users can smoothly apply, get instantly underwritten, and receive the loan in a one-stop-shop app from the convenience of their mobile phone, anytime, anywhere.

Decision Engine

As the core of the end-to-end digital lending solution, the decision engine provides unified management of the entire life cycle of the lending business. It includes the easy formulation, deployment, and ongoing operation of risk management strategy through the use of reusable rule templates, decision tables, decision trees, and rule flows.

Business Operations

Through our experimentation and many iterations, we have come up with the optimal process flow and UX for our mobile front end loan apps. Users can smoothly apply, get instantly underwritten, and receive the loan in a one-stop-shop app from the convenience of their mobile phone, anytime, anywhere.